If anyone is looking to buy their car through PCP finance I have managed to get a decent deal with a prestige car finance company. Spoke to my LR dealer and they couldn't move on the monthly payment at all - what it shows online on the build configurator is what it is. No negotiation at all! On my payments I have saved at least £60 per month and they are still trying to get me a better deal! Not a massive amount but saving over £700 for the year so adds up to a decent amount. (pays for the insurance!) Residual value is the same so its just that they are working on a better APR than the 6.9% with LR/Blackhorse. If anyone wants to know the details of my client manager then let me know and i'll PM the details over.